Rebuilding the credit model to include everyone

For the first time we see an opportunity to rebalance the credit model – creating a new world where everyone can access the affordable products and services they need.

Our team have been relentlessly pursuing this opportunity for over a decade. We’ve built the credit & risk platform that’s changing the fabric of financial services. Now we’re scaling it to the world.

Our values

Brave at heart

We give feedback
We are receptive to feedback
We question things
We are always honest
We keep communicating

For our customers

We care about our customers
We want them to succeed
We are customer centric
We engage with our customers
We know our customers

One shared vision

We have a clear vision
We build and work towards the same goals
We align our purpose, top to bottom
We can see and input towards the road ahead
We know why we are here

We're a clan

We're a team respectful of individuality
We work together to deliver
We have fun at work and outside
We are relaxed, even when things break
We are more than numbers

The perks

01

Flexibile working

We are proud to be one of Scotland's top 10 most flexible employers. We want you to work in a way that matters to you, so you stay healthy, happy and productive.

Our aim is to have a flexible approach to working that ensures everyone stays connected, is supported by their teams and digital tools, where everyone feels included and where staff wellbeing, work life balance, business needs, organisational culture, quality and impact are a primary focus. We call this our #7FlexibleTruths.

01

Flexibile working

We are proud to be one of Scotland's top 10 most flexible employers. We want you to work in a way that matters to you, so you stay healthy, happy and productive.

Our aim is to have a flexible approach to working that ensures everyone stays connected, is supported by their teams and digital tools, where everyone feels included and where staff wellbeing, work life balance, business needs, organisational culture, quality and impact are a primary focus. We call this our #7FlexibleTruths.

02

Valued contributions

You’ll be joining a talented team working on challenging questions, where your input will be valued and have an impact. We are shifting a paradigm through our thought leadership, technical ability and behaviours. Recognition matters and we are intentional and thoughtful about it.

03

Continuous learning

Continuous Professional Development (CPD) personal budget to grow with us, experientially, educationally and through exposure to opportunities. Our people are some of the best in the business and peer to peer learning is something we value and encourage.

04

Health & wellness

Monthly re-charge time we use one Friday afternoon a month to really unwind, uncapped bike to work, and regular social clan events. We nudge our Clan towards improved wellness with walking challenges and thoughtful facilitated sessions so that there is something for every aspect of your total health. Your wellness matters to us.

05

Holidays matter

We offer a generous holiday allowance of 33 days on top of our flexible hours, and we encourage you to take it. This ramps up with long service extra holidays too!

06

Ownership

We have an EMI share scheme that encourages ownership and a chance to share collectively in our successes. We are all accountable and in this together and that matters to us.

Open positions

Contact us
Can’t find the right role? Email your resume to yoanna.panayotova@direct.id to be considered for new positions in the future.